The CRD Star community is everyone who scratches, scans, and earns — whether the card came from a product on a shelf or a bill at checkout. Here's what being part of it actually looks like.
Your scratch card can come from two different places — the steps after scratching are identical either way.
Look for the panel on the tag, seal, or pack of a participating brand's product.
The QR carries the product, manufacturer, and retailer details embedded in it.
The code is checked against its print batch in real time before anything is credited.
The reward value the brand set for that product is credited instantly.
Restaurants, stationery shops, salons, and other retail outlets can all run CRD Star.
Its value is a percentage of your bill, set by that store.
Same app, same instant verification as a product-based card.
Rewards from every store and every brand share one wallet.
Beyond the reward itself, here's what the community experience actually looks like.
Every QR carries the manufacturer's details, the retailer's address and contact number, and the product's own information — embedded right into the code, not just linked to a database. That's possible because every brand and retailer on CRD Star passes strict KYC before they're allowed to issue a single QR.
Short of rewards for a bigger gift? Send CRD Rewards to any other CRD Star wallet, confirmed with an email OTP so it's always really you — a flat 0.1% transfer fee applies. Pool with family or friends and redeem something none of you could reach alone.
Each product has its own short set of rating questions — anywhere from 1 to 10 — covering whatever actually matters for it, like quality, packaging, taste, or durability. Only people who've actually scratched that product's card can rate it, and doing so earns a few bonus rewards.
No receipts, no forms. Whoever scans a valid, unredeemed QR first gets the reward — and it still shows verified product details even after the reward's been claimed.
Every reward goes straight into a catalogue of products from CRD Star's partner brands.
Redemption needs an active CRD Star membership — a small one-time fee. Rewards keep accumulating in your wallet either way; you just need membership active to spend them.
Shirts, footwear, and accessories from partner brands.
Snacks, groceries, and everyday essentials.
Earphones, appliances, and small electronics.
Homeware and lifestyle products from the catalogue.
Beyond the CRD Store, CRD Rewards will unlock Raffles & Games — starting with reward-entry raffles, with more game-based ways to use your rewards on the way.
A few of the rewards claimed on CRD Star this month.
"Scratched the tag on a new shirt out of curiosity, scanned it in the app, and the rewards showed up before I'd even left the store."
"Wasn't expecting much from a scratch panel on a paint bucket. Saved up the rewards from a few tins and redeemed earbuds from the catalogue."
"My father scans every wire coil packaging out of habit. We pooled the family's rewards and redeemed a hamper together."
What most people want to know once they've got their first scratch card.
No. There's no purchase proof required — whoever scans a valid, unredeemed QR first gets the reward, no receipt needed.
The reward can only be claimed once per QR. Scanning it again still shows the product's verified details, but tells you the reward has already been redeemed, along with when and roughly where.
Yes. You can send CRD Rewards from your wallet to any other CRD Star wallet — confirmed by an email OTP each time — with a flat 0.1% transfer fee.
Instead of open-ended written reviews, each product has its own short set of rating questions — anywhere from 1 to 10 — covering whatever's relevant to it. Only people who've scratched that specific product's card can submit one.
Rewards build up in your wallet for free from every scratch. To redeem them at the CRD Store, you need an active CRD Star membership, which carries a small one-time fee.
They see anonymised behaviour and purchase patterns only — never your name, email, or contact details. Signing up only needs an email ID and Google Authenticator.
Look for the CRD Star panel on your next purchase, or find a participating store near you.
See the CRD Store